Spokoystvie insurances

To answer clients’ needs for safety and protection, Societe Generale Expressbank is adding to its products range the Spokoystvie family insurances to its products range.
 
Every client of the bank can benefit from an accidental insurance to the daily banking product that corresponds to his/hers financial status.
 
Who are the Spokoystvie insurances for?
  • All clients from 18 tо 64 years old
  • Holders of a current account can benefit from Spokoystvie with current account
  • Holders of a saving account can benefit from Spokoystvie with saving account
  • Users of overdraft credit facility can benefit from Spokoystvie with Overdraft
With one Insurance Spokoystvie all similar accounts in SGEB of the client are covered.
 
Main benefits:
  • Protection and financial safety for the client and his family that is wrapped in the bank product
  • Rapid and Simple Subscription – The insurances are subscribed only with a signature on the Applications for Insurance
  • No medical selection
  • Insurance premiums are paid and renewed automatically
 
Benefits for clients with Spokoystvie with current bank account:
  • Two levels of protection to answer needs to all type of clients: Silver and Gold
  • Provides Financial protection for the account holder and his family in case of accident
  • Exclusive covers
  • Emergency expenses amount from 2 000 or 4 000 BGN, paid in 2 working days after reception of all necessary documents on the covered risk
  • Provides an income equal to the one perceived during last 12 months in case of accident with insured account holder
  • Flexible way of premium payment: monthly or annually
  • Low price: 2 BGN per month for protection of up to 8 000 BGN or 4 BGN per month for protection of up to 16 000 BGN
 
Benefits for clients with Spokoystvie with saving account:
  • Two levels of protection to answer needs to all type of clients: Silver and Gold
  • Provides the equivalent of the saved amounts on the client’s saving accounts: Doubled saved amount in case of accident
  • Exclusive covers
  • Emergency expenses amount from 1000 BGN, paid in 2 working days after reception of all necessary documents on the covered risk
  • The aggregate of the saved amounts on all saving accounts (up to 2 000 BGN or 10 000 BGN) according to the chosen offer
  • Flexible way of premium payment: monthly or annually
  • Low price: 1 BGN per month for protection of up to 3 000 BGN or 2,5 BGN per month for protection of up to 11 000 BGN

Benefits for clients with Spokoystvie overdraft:
  • Protection against debts– the due amount on the overdrafts is paid to the bank in case of accident and up to 1000 BGN
  • Low price: less than a coffee per month: annual premium is 5 BGN
  • All overdrafts of the client are covered with one insurance (up to 1000 BGN)
  • Flexibility for clients that have higher authorized overdraft amounts: One client may conclude up to 5 Spokoystvie Overdraft Insurance to cover one or more overdrafts for an amount higher than 1 000 BGN
 
Where to subscribe for Spokoystvie insurance?
 
All three Spokoystvie insurances can be subscribed in every office of the bank and only by signing the application for insurance.
 
For more information:
  • Call 0800 18 888
  • Or visit the office nearest to you.
 
Spokoystvie insurances are developed specially by for SGEB clients together with Sogelife Bulgaria IJSC.


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