експресбанк Моля изчакайте
Develop your micro, small or medium - sized business with the low intereset rate loan under the JEREMIE programme. Get advantage of the atractive terms for financing your business!

Business loan Jeremie



Types of loans: investment loans
Interest rate: twice lower interest rate, as opposed to the bank's standard terms and conditions, cdetermined on the basis for 3-month EURIBOR or 3-month SOFIBOR
Loan management fee: no management fee
Loan amount: до 2 000 000 EUR or the BGN equivalence
Currency: BGN or EUR
Repayment term: from 12 months up to 120 months
Collateral: standard, according to the credit policy of the Bank

Criteria for application: 

  • Loans under the financial initiative JEREMIE are granted for micro, small and medium -sized enterprises, registered and operating in the Republic of Bulgaria, who have: 
    - staff of less than < 250 people 
    - annual turnover ≤ 97 500 000 BGN 
    - total assets ≤ 84 000 000 BGN
  • You business activity must not fall into the restricted or excluded sectors: production, processing and trade with tobacco and alcohol products; primary production of agricultural products; fishing and aquacultures; purchase of vehicles for the provision of freight forwarding services; production and sale of coal; financial operations.

    Financing under the financial initiative JЕREMIE can not be used for:

    • Costs/ projects, that are subject of state financial help and/or other Operational program.
    • Refinancing and restructuring existing costs and loans of the enterprise
    • Legal еxpenses or redeeemable VAT.

    Find a full list of restrictions for loans under the financial initiative JEREMIE here.

    Business loan Jeremie

    The funding under the Joint European Resources for Micro to Medium Enterprises (JEREMIE) initiative is carried out within the framework of the Operational Program „Development of the Competitiveness of the Bulgarian Economy 2007-2013”, financed by the European Regional Development Fund and by the State.

    This publication has been produced with the assistance of Operational Programme „Development of the competitiveness of the Bulgarian economy" 2007-2013, co-financed by the European Union through the European Regional Development Fund. The contents of this publication are the sole responsibility of Societe Generale Експресбанк and can in no way be taken to reflect the position of the European Union and Managing Authority.

    * Twice lower interest rate, as opposed to the bank's standard terms and conditions