Moeto utre is a flexible solution to finance and secure the future of your children and family - education, buying a house or retirement preparation. What is unique about this product is that in case of Death or Total and irreversible loss of autonomy (TILA) the beneficiary will receive, at the end of the contract term, the complete initially agreed insured amount, rather than only what has been paid as insurance premiums by the insured until the occurred risk.
What are the risks covered?
- Death as result of accident or sickness
- Total and Irreversible Loss of Autonomy as result of accident or sickness
What happens in case of Survival?
The beneficiary (any person designated by you in the application form) in case of survival, receives the total accumulated Insurance Premiums, net of fees, plus eventual accumulated annual profit share at the end of the contract.
What happens in case of unfortunate event (Death or TILA)?
Sogelife pays the regular premium instead of you until the end of the contract and at the end of contract the beneficiary will be paid the total accumulated Insurance Premiums, net of fees, plus eventual accumulated annual profit share at the end of the contract.