експресбанк Моля изчакайте
БГ

Housing loan for purchase of a property in BGN and EUR with fixed rate for the first 120 months

Жилищен кредит с фиксирана лихва за първите 10 години

 

  • 5.90 % in BGN/ 5.80 % in EUR fixed interest rate for the first 120 months for housing loans up to 20 years in BGN and EUR
  • 5.20 % in BGN/ 5.00 % in EUR variable interest rate for housing loans up to 30 years in BGN and EUR
  • Without preterm repayment fee for loans with more than 12 paid monthly installments
  • Without disbursement fee in case of refinancing loans from other bank

    DETAILED INFORMATION

    • Fixed annual interest rate in BGN and Euro for the first 120 months
    • Variable annual interest rate in BGN and Euro for the rest of the repayment term
    • Example for loan 50 000 BGN/Euro for 20 years:

    APR: 6.94% in BGN / 6.66 % in Euro*
    Variable annual interest rate 5.90% in BGN / 5.80% in EUR
    Monthly installment: 371.61 BGN/ 365.46 EUR
    Total amount due: 90 665.23 BGN/ 88 859.74 EUR
    Approval fee: 260 BGN / 194.29 EUR
    Current account management fee 1.79 BGN/0.92 Euro monthly
    Fee for property evaluation: 110 BGN / 55 EUR
    State fee for mortgage registration: 50 BGN / 97.79 BGN
    "Life" insurance "indicative amount": 3 396.85 BGN / 2715.29 EUR
     "Property" insurances required for the period of the loan contract: 629.25 BGN / 626.06 EUR

    DETAILED INFORMATION

    • Variable annual interest rate in BGN and EUR for the whole repayment term
    • Example for loan 50 000 BGN/Euro for 20 years:


    APR: 6.20% in BGN/ 5.81 % in Euro*
    Variable annual interest rate for  the repayment term: 5.20%, in BGN/ 5.00 % in EUR 
    Monthly installment: 351.33 BGN / 343.53 EUR
    Total amount due: 85 785.93 BGN/ 83 343.69 Euro
    Approval fee: 260 BGN / 194.29 EUR
    Current account management fee 1.79 BGN/0.92 Euro monthly
    Fee for property evaluation: 110 BGN / 55 EUR
    State fee for mortgage registration: 50 BGN / 97.79 BGN
    "Life" insurance "indicative amount": 3 336.47 BGN / 2 659.44 EUR
     "Property" insurances required for the period of the loan contract: 618.48 BGN / 613.67 EUR


    * If you meet the requirements of the Bank