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Archive General Terms & Conditions

Dear customers,

We would like to inform you that as from 28th of July 2014 the payments towards budget accounts will require additional Client’sidentification means while using the payment instrument BankOn Web.

In that connection the Bank general terms and conditions are amended accordingly:

-          art.VII.3. and art. VII.4., C. Internet bankingBankOn Web from General terms and conditions of “Societe Generale Expressbank” AD for payment accounts and payment services of individual clients

and

-          art.VII.3. and art. VII.4.,F.1. Internetbanking BankOn Web from General terms and conditions for bank accounts and payment services of corporate clients

The texts of the General terms and conditions are available at the link bellow:

General Terms and Conditions for payment accounts and payment services for individual clients


Dear Customers,

We would like to inform you that as from Monday, the 7th of March 2014, new General terms and conditions (GTC)  of “Societe General Expressbank” AD for payment accounts and payment services of individual and corporate clients come in force.

Please find herein under the new GTC in which the amended texts are specified.


General Terms and Conditions for payment accounts and payment services for individual clients

General Terms and Conditions for bank accounts and payment services for corporate clients 

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Dear Customers,

We would like to inform you that as from Monday, 2nd of September 2013, new General terms and conditions (GTC)  of “Societe General Expressbank” AD for payment accounts and payment services of individual and corporate clients come in force.

The amendments in the GTC relates to texts, which regulate the relations between the Bank and the Client when using payment cards.

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Dear clients,

“Soceiete Generale Expressbank” AD would like to inform you that from 17/07/2013 new General terms and conditions for payment accounts and payment services for individual clients of "Societe Generale Expressbank”AD enter into force, according which The Clients of the Bank have the right to receive informational services from distance, to perform credit transfers from distance and to conclude contracts for financial services from distance.

Also, as from 17/09/2013, a new amendment in the general terms and conditions enters into force, by which you provide us with your consent for receiving of congratulation messages, related to Your personal holidays .

You could withdraw your consent at any time, withwritten notification sent to The Bank.

 
General terms and conditions for payment accounts and payment services for individualal clients

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NOTIFICATION FOR AMENDMENT IN THE CONTRACTS FOR ISSUING OF DEBIT AND CREDIT CARDS FOR CORPORATE CLIENTS

Dear clients,

“Societe Generale Expressbank” AD hereby informs you that as from 1st of June 2012 amendments are brought in the agreements for the issuance of credit and debit cards for corporate clients. The change relates to the term and cancellation of the contract.

The amended contracts are available on the link hereunder.

Contract for issuing of International credit cards for corproate clients

Contract for issuing of International debit cards for corproate clients

GENERAL TERMS

General Terms and Conditions for payment accounts and payment services for individual clients

General Terms and Conditions for bank accounts and payment services for corporate clients 

 

NOTIFICATION FOR AMENDMENT IN GENERAL TERMS AND CONDITIONS FOR PAYMENT ACCOUNTS AND PAYMENT SERVICES FOR INDIVIDUAL CLIENTS

 
Dear clients,
 
We would like to inform you that from 11/08/2013 shall enter into force a new amendment of General terms and conditions for payment accounts and payment services for individual clients of "Societe Generale Expressbank” AD, which will provide us your consent for receiving of commercial messages for bank's products and services.
 
You could withdraw your consent in written notification sent to The Bank. 
 

 
NOTIFICATION FOR AMENDMENT IN THE CONTRACTS FOR CONSUMER AND HOUSING LOANS FOR INDIVIDUAL CLIENTS
Dear clients,

Actuated by the aspiration for constant improvement of the quality of the services for its customers, the management of “Societe Generale Expressbank” AD took decision to revise the texts of the consumer and housing loans contracts.
In that connection we would like to inform You that some of the contract conditions, given bellow, which are estimated as impeding the clients to execute the contract, shall not be applied by the Bank in its relations with the clients granted with consumer/ housing loans, unless the client insists for the execution of this conditions:

  • Reimbursement to the Bank on behalf of the Client of the extraordinary expenses related to the granting, collateralizing and collecting the loan
  • The unilateral right of the Bank to decide whether to change the contract interest rate when the basic interest rate of “Societe Generale Expressbank’ AD is changed
  • Inclusion of other expenses in the calculation of the APRC of consumer loan except the expenses for nominal rate, fees, commissions and mandatory insurances.
  • Acceleration of the loan in case of constant impossibility for the Bank to contact the client
  • Inclusion in the Client’s payment obligation, in case of acceleration of the loan, of extraordinary expenses, related to the granting, collateralizing, management and collection of the loan.

 
 
 
General Terms and Conditions for payment accounts and payment services for individual clients - 01.06.2012
 
 
 
 

General Terms & Conditions of Societe Generale Expressbank for payment accounts and payment services for individual clients -10.08.2010