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General Terms of Societe Generale Expressbank

Dear clients,

We would like to inform you that as from today- 07/11/2016 new General Terms and Conditions of “Societe Generale Expressbank” AD for bank accounts and payment services of Individual Corporate clients (the GTC) come into force.  

The amendments relate to:

-   Addition of texts connected with the execution of SEPA transfers (section Current accounts)

- Addition of information regarding the sites of the card organizations Visa and Mastercard where information for the exchange rates applied to cards transactions is available (sections Bank cards of Payment instruments)

-  A new functionality of BankOnMobile for payments to third parties which shall be active after 11.11. 2016

-  For corporate clients only: activation of the functionality for utility payments through BankOnWeb Pro

The general terms and conditions apply for all clients as from 07.11.2016.

The amendments, and the respective entry into force, are dully marked in the text of the GTC which you could find at the link bellow:

General Terms and Conditions for payment accounts and payment services for individual clients

General Terms and Conditions for bank accounts and payment services for corporate clients 

Respectfully,

The team of “Societe Generale of Expressbank” AD

 

 

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Dear customers,

We would like to inform You that as from 19/09/2016 new General Terms and Conditions of “Societe Generale Expressbank” AD for individual clients are in force.
The amendments in the GTC relate to:


-    New texts regarding the payment account with basic features (art. XVII from A. Current account, section Bank accounts) and the service of switching of bank accounts (art. XXII from A. Current account, section Bank accounts).


-    Discontinuation of the usage of the Qualified Electronic Signature (QES) as additional mean for identification in the electronic banking BankOn Web 9 art. VI.2 from C. Internet banking BankOn Web, section Payment instruments)


For the existing contracts the amendments apply as from 19/09/2016.
The text of the GTC, marked with the relevant amendments, are available on the link bellow:

General Terms and Conditions for payment accounts and payment services for individual clients

Respectfully,
The team of “Societe Generale Expressbank”  AD


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Dear clients,

We would like to inform you that as from 08/08/2016 new General Terms and Conditions of “Societe Generale Expressbank” AD for bank accounts and payment services of Corporate clients (the GTC) come into force.  

The amendments in the GTC are connected with a new functionality of the payment instrument Bank OnWeb Pro that enables the clients to agree individual currency exchange rates with the Bank using the payment instrument (p.III.5, 8) from section F.2.Internet Banking BankOn Web Pro).

The GTC apply to all clients as from 08.08.2016.

The amendments, and the respective entry into force, are dully marked in the text of the GTC which you could find at the link bellow:

General Terms and Conditions for bank accounts and payment services for corporate clients

Respectfully,

The team of “Societe Generale of Expressbank” AD


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Dear clients,

We would like to inform you that as from 27/04/2016 new General Terms and Conditions of “Societe Generale Expressbank” AD for bank accounts and payment services of Corporate clients come into force.  

The amendments in the GTC are connected with:

-          The appliance of the bank’s exchange rate for the day of booking of a card transaction that requires currency exchange, if the transaction is in another currency than the account ( p. IV.8 from B. Bank Card of Payment instruments)

-          Option for the bank to undertake additional measures in connection with the international sanctions and embargoes (p.II.-II.7 from Miscellaneous).

-          Editorial correction of the text connected with declaring the origin of the funds as per the Anti-Money Laundering Act (p.II.8 from Miscellaneous).  

The amendments, and the respective entry into force, are dully marked in the texts of the GTC which you could find at the links bellow:

General Terms and Conditions for bank accounts and payment services for corporate clients

Respectfully,
The team of “Societe Generale of Expressbank” AD

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21.03.2016

Dear clients,

We would like to inform you that as from 21/03/2016 new General Terms and Conditions of “Societe Generale Expressbank” AD for payment accounts and payment services of Individual clients come into force.  

The amendments in the GTC are connected with:

-          termination of the possibility for the client to receive exchange rate from “Financial markets” dept. directly in case of exchange of sums above 10 000 BG (p.XIX.4- XIX.9 from Current account, Bank accounts)

-          The appliance of the bank’s exchange rate for the day of booking of a card transaction that requires currency exchange, if the transaction is in another currency than the account ( p. VI.8 from B. Bank Card of Payment instruments)

-          Option for the bank to undertake additional measures in connection with the international sanctions and embargoes (p.VII from Miscellaneous).

To the contracts already signed the amendments shall be applied as from 21/05/2016. 

The amendments, and the respective entry into force, are dully marked in the texts of the GTC which you could find at the links bellow:


General Terms and Conditions for payment accounts and payment services for individual clients

Respectfully,

The team of “Societe Generale of Expressbank” AD

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Dear customers,

We would like to inform you that as from 12/12/2015 new GTC for bank accounts and payment services of Corporate clients (redaction 20151212212) and GTC of payment accounts and payment services of Individual clients (redaction 20151212116) come into force.

In the new redactions of the documents, texts regarding the points below are included:

-          BankOn Mobile application (p.III.3 BankOn Web for Individual clients; p.F.3 from Payment Instruments for Corporate clients)- applicable as from 12/12/2015

-          The automated exchange of financial information in the field of the taxation as per the Tax and Insurance Procedural Code – section Miscellaneous (p.III.4 for corporate clients; p.VII.7 for Individual clients)- applicable as from 01/01/2016

-          Politically exposed persons treatment (PEP’s)- p.VII.1. from Miscellaneous for Individual clients, solely- applicable as from 01/01/2016

-          Reservation of sums on the payment accounts in connection with repayment of credits (for individual clients only).  

-          The text regarding the guaranteeof the accounts is also changed in accordance with the latest amendments in the Bank Deposits Guarantee Act

The amended texts and their dates of entry into force are given in the body of the general terms and conditions, which you could find on the links bellow:


General Terms and Conditions for payment accounts and payment services for individual clients

General Terms and Conditions for bank accounts and payment services for corporate clients

Best Regards

The team of “Societe Generale Expressbank” AD

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Dear Customers,

We would like to inform you that the General Terms and Conditions of “Societe Generale Expressbank” AD for bank accounts and payment services of individual clients had been changed.

The new general terms and conditions apply as from 03th of June 2015; for the existing customers the amendments come into force as from 03th of August 2015.

The amendments relate to:

-          the new contactless payments option of MasterCard card

-          the new threshold for obtaining individual currency exchange rate on behalf of the bank clients – above 10 000 BGN

-          texts are added for regulating the option for the bank to set limits for the use of electronic banking instruments and to check the lawful use of SoGeCash Net on behalf of the clients

You could get acquainted with the exact amendments and their entry into force from the document on the link bellow:

 
General Terms and Conditions for payment accounts and payment services for individual clients

Respectfully,

“Societe Generale Expressbank” AD team

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Dear Customers,

We would like to inform you that the General Terms and Conditions of “Societe Generale Expressbank” AD for bank accounts and payment services of corporate clients had been changed.

The new general terms and conditions apply as from 25th of March 2015; for the existing customers the amendments come into force as from 25th of April 2015.

The amendments relate to:

-          the new contactless payments option of MasterCard card

-          the new threshold for obtaining individual currency exchange rate on behalf of the bank clients – above 10 000 BGN

-          texts are added for regulating the option for the bank to set limits for the use of electronic banking instruments and to check the lawful use of SoGeCash Net on behalf of the clients

You could get acquainted with the exact amendments and their entry into force from the document on the link bellow:

Respectfully,

“Societe Generale Expressbank” AD team

General Terms and Conditions for bank accounts and payment services for corporate clients

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Dear customers,

We would like to inform you that from 1st of January 2015 new General Terms and Conditions of “Societe Generale Expressbank” AD for Corporate clients are in force.

In thisdocument, relevant texts for the suspension of Internet banking SoGeCash and termination of all existing contracts for the use of this service from 28.02.2015 are inserted.

In section "F.2. BankOn Web Pro" texts related to the replacement of the existing Registration card for BankOn Web Pro (consisting of two parts), with a new optimized single Registration card, in which signature of the Authorized user is not required are inserted.

In section "Miscellaneous" new texts connected with the application of the Foreign Account Tax Compliance Act ("FATCA") which concern compliance with US tax laws in some specific cases of overseas accounts are inserted.

The amendments are dully marked in the texts of the GTC which you could find at the links bellow:

 General Terms and Conditions for bank accounts and payment services for corporate clients

Respectfully,

The team of “Societe Generale of Expressbank”



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Dear Customers, due to technical reasons we publish once again the General Terms and Conditions of Societe Generale Expressbank AD for payment services and payment accounts of Individual clients.

You could find the document on the link bellow:

General Terms and Conditions for payment accounts and payment services for individual clients

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Dear clients,

We would like to inform you that as from today a new General Terms and Conditions of “Societe Generale Expressbank” AD for bank accounts and payment services of Individual and Corporate clients are in force. 

In the new documents, relevant texts for the new service Automatic payment of utility bills which is to be offered by the bank are included.

Slight changes were brought regarding the use of the payment instruments BankOn Web and SogeCashNet (for corporate clients).

The amendments are dully marked in the texts of the GTC which you could find at the links bellow:

General Terms and Conditions for payment accounts and payment services for individual clients

General Terms and Conditions for bank accounts and payment services for corporate clients

 

Respectfully,

The team of “Societe Generale of Expressbank”

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Dear customers,

We would like to inform you that as from the 01st  of July 2014 the Generale terms and conditions of Societe Generale Expressbank for payment accounts and payment services for individual clients have been amended .

In that connection the Bank general terms and conditions are amended accordingly:

-          as the Bank now offers a new product - Debit card MasterCard PayPass, Section B Bank cards have been amended and a new Attachment 1, specifying the transaction limits have been added;

-  from the 01.07.2014, the Bank shall no longer offer cards with the Maestro brand, Section B Bank cards have been amended

-  Following the entry in force of the Foreign Account Tax Compliance Act (FATCA)  and its requirements, new art. VІІ.4, VІІ.5, VІІ.6 и VІІ.7 have been added to the  Miscellaneous Section

Please find herein under the actual version of the applicable General Terms and Conditions.

General Terms and Conditions for payment accounts and payment services for individual clients

General Terms and Conditions for bank accounts and payment services for corporate clients

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Dear customers,

We would like to inform you that as from 28th of July 2014 the payments towards budget accounts will require additional Client’sidentification means while using the payment instrument BankOn Web.

In that connection the Bank general terms and conditions are amended accordingly:

-          art.VII.3. and art. VII.4., C. Internet bankingBankOn Web from General terms and conditions of “Societe Generale Expressbank” AD for payment accounts and payment services of individual clients

and

-          art.VII.3. and art. VII.4.,F.1. Internetbanking BankOn Web from General terms and conditions for bank accounts and payment services of corporate clients