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Non-declining balance credit cards MasterCard Classic/Gold

Non-declining balance credit cards MasterCard Classic/Gold provides:

  • opportunity to use personal funds with the card with no need for bank’s approval of a credit limit

Benefits of the non-declining balance credit cards:

  • No interests due
  • Free issuance
  • No re-issuing charge
  • SMS notification for each transaction (BankOnSMS)
  • Security when paying online and when using the “3D safety code” service
  • You can choose a design for your card from a catalogue with more than 70 visions or you can personalize it with a picture personally chosen by you
  • You can issue additional card/s for your relatives
  • Twenty-four-hour service with regard to questions and card-related issues
  • No charge when paying using a POS-terminal of a merchant within the country


Additional benefits:

With MasterCard Classic/Gold you can use the following included for free insurances:

-          Help when “Traveling abroad”

-          “Accident” insurance

What kind of operations can you perform using Visa/MasterCard Classic?

  • Withdraw cash money at any time using ATMs within the country or abroad
  • Pay using POS-terminals in the country and abroad
  • Pay your monthly communal services bills through the BankOnWeb online banking platform with no additional charges
  • Make payments using еPay.bg, eBG.bg or PayPal after registration
  • Shop on Bulgarian and international Internet sites
  • Receive and make transfers using your card account
  • Make bookings for hotels, flights or events while guaranteeing for the payments with your credit card
  • Rent a car within the country and abroad

What additional services can MasterCard Gold’s cardholders benefit from?

With MasterCard Gold you gain access to “Special offers for cardholders”.