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Credit card TheONE
You want to feel comfortable with the purchases you have made. You want to be assured that are beneficial to you? Or you like to have more financial resources available at any time?

The revolving credit card TheONE will give you all these and even more - freedom to complete your wishes always and everywhere.

                Кредитна карта TheONE

TheONE credit card benefits:

  • "Best Price Guarantee "
    This guarantee ensures that you get the best price when you go shopping. If soon after purchasing a good you see it at a cheaper price, we will give you your money back.

  • „Purchase Protection" insurance
    In case of damage, lost or theft of the good that had been bought with TheONE card, the costs for their repair or replacement will be reimbursed

  •  Receive help when you travel abroad  
    All costs for emergency medical help, flight postepone or cancellation, baggage loss or delay, legal expenses following automobile accident will be reimbursed.

    General Terms and Conditions for all 3 insurance covers above you can find here.

  • Online payments protection with 3D security code
    You have the possibility to get advantage of the benefits of the most secure platform for online transactions, that guarantees you safe online shopping. You can read the full details on the advantages and activation process of the function here
  • Personal Accident Insurance protects you in case an accident took place
    General Terms and Conditions for this insurance cover you can find here


Basic features of credit card TheONE:

  • up to 20 000 BGN credit limit  
  • up to 45 days interest free grace period for POS purchases, if paying up 100 % of the credit. 
  • Minimum repayment amount – 5% of the used credit limit at the end of the reporting period,  bot not less than the owed interest fee for the same reporting period. 
  • Offered in BGN and EUR
  • 20% discount from the maintenance fee when used with SMART package
    A choice between MasterCard and Visa
  • Transparent and attractive terms
  • Option for online or sms repayment of the used credit limit 
  • Automatic repayment of the liabilities of your credit card - in the cases you do not manage to pay by the date of 15th of the month. 
  • Monthly transcations reports and option for monitoring every transaction made with your card by subscribing to the service BankOnSMS

                Кредитна карта TheONE

What additional features do the international cards Societe Generale Expressbank offer you:

  • get preliminary response of request for credit limit in within 10 min. and free of charge
  • use your credit limit without guarantees and without minimum balance, corresponding to your income and needs
  • cash withdrawals with no limitations in the country or abroad
  • transfer funds from your credit limit to your current account
  • pay goods and services in stores, gas stations, hotels, airports...
  • secure your online payments with 3D Secure Code
  • book hotel reservations and airplane tickets, rent-a-car or other tourist services via Internet, by telephone/fax or mail
  • pay your utility bill on ATM using the service B-Pay
  • check the balance at an ATM (available within the country)
  • check the last 5 transactions at an ATM (available within the country) and to print the recipe
  • use free of charge insurances with higher covers - medical insurance during travel abroad and insurance against death or accident at the teritory of the country
  • choose the periodicity for payment of the maintenance fee for the card – yearly or monthly
Get to know the full conditions about the included insurances for revolving credit card holders HERE