експресбанк Моля изчакайте
БГ
Express finance / Mortgage loan
It is a loan that meets all your current needs. It does not require  presentation of any documents concerning the use of the loan.
 

Main benefits:

  • Without restriction for the maximum amount of the loan (the amount of the loan depends only on the market appraisal of the collateral)
  • Long repayment period(up to 20 years)
  • Easy loan granting procedure
  • No fee for study of documents
  • No annual maintenance fee
  • Transparent interest rates throughout the whole repayment period


Loan amount

  • Minimum: 5,000 BGN / or equivalence in USD or EUR
  • Maximum: 70% of the market value of the mortgaged real estate


Loan Currency

  • BGN, EUR or USD


Term

  • From 3 up to 20 years

Fees and terms:

  • No charge on application
  • No charge on loan management
Guarantees

 

  • Mortgage on a Real Estate Property
  • The borrower/s is/are required to have an insurance "Life and Permanent and Total Disability (PTD)"
  • Insurance on the mortgaged real estate

  Interest rate*
According to the current interest rates bulletin of the bank

The interest rate for your Consumer loan with a mortgage represents а sum of the base interest rate of the Bank, called BIRSGEB, in the currency of the credit and a margin specified in your loan contract.

 

As a result, the interest rate for your loan is dynamic within the contract period. If BIRSGEB increases or decreases with more than two points as compared to its rate at the date of the contract, the interest rate will change accordingly.

 

The update of the Base Interest Rates is performed by the Bank at the beginning of every month. You may receive information for their current rate at every Bank office.

Repayment mode

The loan is repaid by equal monthly instalments.

Fees

Guarantees
  • Mortgage on a Real Estate Property
  • The borrower/s is/are required to have an insurance "Life and Permanent and Total Disability (PTD)"
  • Insurance on the mortgaged real estate