Fees and terms:
According to the current interest rates bulletin of the bank
The interest rate for your Consumer loan with a mortgage represents а sum of the base interest rate of the Bank, called BIRSGEB, in the currency of the credit and a margin specified in your loan contract.
As a result, the interest rate for your loan is dynamic within the contract period. If BIRSGEB increases or decreases with more than two points as compared to its rate at the date of the contract, the interest rate will change accordingly.
The update of the Base Interest Rates is performed by the Bank at the beginning of every month. You may receive information for their current rate at every Bank office.
The loan is repaid by equal monthly instalments.