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Societe Generale Expressbank - Profile

Societe Generale Expressbank Group is one of the top 10 largest financial institutions in Bulgaria.

It includes Societe Generale Expressbank and its subsidiaries and affiliates Sogelease Bulgaria, Societe Generale Factoring, Sogelife Bulgaria and ALD Bulgaria.

Together with its 1 500 employees, Societe Generale Expressbank strives to offer its customers comprehensive, flexible, high quality, innovative products and services at favourable price conditions. The bank has received various prestigious awards amongst which "Best bank in Bulgaria" by Euromoney for several consecutive years for FX transactions with corporate clients and financial institutions. Euromoney has also ranked SGEB 1st in Bulgaria at its Cash Management Non-Financial Survey in 2013. The Bank received the prominent position for a second year in a row.


Recently the credit rating agency Fitch Ratings confirmed Societe Generale Expressbank long-term rating at 'BBB+' with a stable outlook, which is the highest rating, given by Fitch to a financial institution in Bulgaria.


  • 99.74% of the capital is owned by Societe Generale Group;
  • Net profit of BGN 55 million for 2014;
  • Net banking income of BGN 185 million for 2014;
  • Total assets of BGN 4.9 billion at the end of 2014;
  • 148 offices;
  • More than 450 000 customers.