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Societe Generale Expressbank - Profile


Societe Generale Expressbank Group is among the seven largest financial institutions in Bulgaria. It includes bank Societe Generale Expressbank and its subsidiaries and associates Sogelease Bulgaria, Societe Generale Factoring Regional Urban Development Fund - Fund Manager program JESSICA ERDF life insurance company Sogelife Bulgaria and the company's leasing and full service ALD Automotive. Together with its 1600 employees Societe Generale Expressbank aims to offer customers comprehensive, flexible, high quality, innovative products and services at favorable price conditions.


The bank was recently awarded N1 in Bulgaria by Euromoney FX Survey, for market share of foreign exchange transactions with corporate clients and financial institutions in 2017, following the top position in 2014, 2012 and 2011. The ranking follows SGEB’s award “Most Active Bank Primary Dealer on behalf of the clients”, received by the Ministry of Finance in Bulgaria for seven years in a row (2010-2016).


The rating agency Fitch Ratings has confirmed the long-term rating of Societe Generale Expressbank - 'A -' with a stable outlook, which is the highest rating given by Fitch financial institution in Bulgaria.


  • 99.74% of the share capital are owned by Societe Generale Group
  • BGN 90.4 million net profit for 2016
  • BGN 234.2 million net banking income for 2016
  • BGN 5.9 billion total volume of assets at the end of 2016
  • 140 offices
  • More than 500,000 customers


* The results presented are an individual basis for Societe Generale Expressbank without its subsidiaries and associated companies.