експресбанк Моля изчакайте
БГ

Key figures


Financial Results (in millions of BGN) 2015 2014 2013 2012 2011 2010
Net Banking Income 219.1 197.0 169.7 170.0 165.6 151.9
Operating Expenses -108.4 -92,6 -90.1 - 87.8 -86.0 -87.8
Gross Operating Income  110.70 92,8 79.7 82.2 79.6 64.1
Net Result  75.0 54.6 26.3 53.6 51.6 31.0
Performance ratios  2015 2014 2013 2012 2011 2010
Return on equity  12.94% 9.73% 5.17% 11.09% 12.05% 8.22%
Return on assets  1.41% 1.12% 0.66% 1.41% 1.49% 1.02%
Cost-Income ratio  49.49% 49.95% 53.07% 51.66% 51.94% 57.8%
Shareholder's equity to total assets  10.70% 11.49% 12.86% 12.70% 12.36% 12.44%
Tier 1 capital adequacy ratio  13.10% 12.78% 12.21% 11.15% 10.44% 12.27%
Total capital adequacy ratio  13.72% 13.57% 13.31% 11.49% 12.62% 13.26%
Outstandings at year end (in millions of BGN) 2015 2014 2013 2012 2011 2010
Total assets  5 742 4 886 3952 3807 3 465 3 031
Total shareholder's equity  614 561 508 483 428 377
Deposits attracted from customers 4 325 3542 2599 2272 2 046 1 695
Loans granted to customers  3 739 3 424 3047 2954 2 705 2 468
Activity Indicators   2014 2013 2012 2011 2010
Number of customers ( in thousands)

-of which individuals ( in thousands)
 500

475


437

417

424

404
398

379
377

360
369

353
Number of cards ( in thousands)  371 335  303 274 258 245
Number of consumer loans ( in thousands)  101 91  94 97 98 102
Number of employees  1 627 1 628  1 607 1 555 1 585 1 540