експресбанк Моля изчакайте
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Key figures and results


Financial Results (in millions of BGN) 2017 2016 2015 2014 2013 2012
Net Banking Income 264.6 243.6 219.1 197.0 169.7 170.0
Operating Expenses -110.3 -106.9 -108.4 -102.2 -90.1 - 87.8
Gross Operating Income 154.3 136.7  110.7 94.8 79.7 82.2
Net Result 109.5 92.8  75.0 56.4 26.3 53.6
Performance ratios   2016  2015 2014 2013 2012
Return on equity 14.66% 14.09%  12.94% 10.21% 5.17% 11.09%
Return on assets 1.64% 1.53%  1.41% 1.28% 0.66% 1.41%
Cost-Income ratio 41.69% 43.88%  49.49% 51.89% 53.07% 51.66%
Shareholder's equity to total assets 11.31% 11.08%  10.68% 11.18% 12.86% 12.70%
Tier 1 capital adequacy ratio 14.86% 14.45%  13.10% 12.78% 12.21% 11.15%
Total capital adequacy ratio 15.39% 15.03%  13.72% 13.57% 13.31% 11.49%
Outstandings at year end (in millions of BGN)   2016 2015 2014 2013 2012
Total assets 6 996 6 349  5 755 4 886 3 952 3 807
Total shareholder's equity 791 703  614 544 508 483
Deposits attracted from customers 5 219 4 817 4 325 3 542 2 599 2 272
Loans granted to customers 4 400 4 087  3 743 3 424 3 047 2 954
Activity Indicators   2016 2015  2014 2013 2012
Number of customers ( in thousands)

-of which individuals ( in thousands)

529 

 

504 

519


492

500


475


468

446

424

404
398

379
Number of cards ( in thousands) 426 399  371 335  303 274
Number of employees 1 621 1 612  1 631 1 628  1 607 1 555